Every tool your business needs to
pay people globally.
One compliant, enterprise-grade platform to pay people using legacy fiat and next-generation digital payments — built on blockchain.
Onboard Faster.
Verify with Confidence.
Streamline customer onboarding with comprehensive KYC and identity verification solutions designed to reduce friction, accelerate approvals, and support global compliance requirements. From account creation to ongoing monitoring, businesses can onboard customers securely while delivering a seamless user experience.
Identity Verification
Verify government-issued IDs, passports, and biometrics in real time across 200 countries.
Sanctions & PEP Screening
Automatically screen against OFAC, UN, EU watchlists and politically exposed persons databases.
Risk Scoring
Trigger enhanced due diligence workflows, and apply ongoing monitoring based on customer risk ratings.
Transaction Monitoring
Continuous AML monitoring with automated alerts and risk-based transaction scoring.
Pay Anyone.
Anywhere. Instantly.
Send mass payouts to contractors, affiliates, employees, and vendors in 200 countries — in fiat, crypto, or directly to their preferred payment method.
Mass Payouts
Pay thousands of recipients in a single batch — across currencies and payment rails simultaneously.
200 Countries
Reach payees in every major market with localized payout methods and compliant cross-border transfers.
145+ Local Currencies
Payout, hold, and convert funds in more than 145 local currencies.
Any Payout Method
Bank transfer, crypto wallet, prepaid debit card, ewallet, or 100+ APMs — payees choose how they're paid.
Get Paid. Spend it.
Your Way.
Users get a secure, full-featured ewallet designed to simplify how funds are received, managed, and spent. Users can then choose how and when they want to access their funds through a variety of withdrawal and spending options.
Secure Wallet
Enterprise-grade security, blockchain technology, and Web3 connectivity.
Receive Payouts Instantly
Immediate access to funds without traditional delays.
Multi-Currency Support
Users can receive, and store funds in different currencies.
Flexible Withdrawals
Cash out to a bank, crypto wallet, prepaid debit card, or 100+ APMs like PayPal or Alipay.
Send funds instantly
to anyone on the network.
Paymenture's peer-to-peer network enables instant, low-cost transfers between users on the platform — compliant, blockchain-verified, and available across borders without the friction of traditional bank transfers.
Instant Network Transfers
Send funds to other Paymenture users in seconds — no bank routing, no delays, no fees.
Blockchain Verified
Every P2P transaction is recorded on an immutable ledger — providing full auditability and tamper-proof records.
Multi-Currency Support
Transfer in fiat or digital assets — recipients receive funds in their preferred currency.
Built-In Compliance
All P2P transfers are automatically screened for AML, sanctions, and KYC requirements in real time.
Receive, hold, manage,
and pay across currencies.
Open multi-currency accounts to hold fiat and digital assets side by side. Receive payments, exchange currencies, and pay bills.
Multi-Currency Account
Hold, or send in 59 currencies and receive in 35+ currencies from a single account.
FX Conversion
Convert between currencies at competitive FX rates.
Crypto OTC Desk
Access institutional-grade OTC for large crypto conversions — on and off ramp.
Treasury Bill Payments
Pay bills and invoices directly from your treasury accounts in fiat or crypto.
Bridging traditional finance
and digital assets.
From crypto wallet infrastructure, on-ramps and off-ramps, asset custody, and swaps, Paymenture simplifies access to the growing digital asset economy.
On-Ramps & Off-Ramps
Seamlessly convert between traditional currencies and digital assets.
Blockchain Custody
Protect cryptocurrencies and digital assets.
Swaps & Staking
Swap one digital asset for another or participate in staking programs that allow eligible cryptocurrencies to earn rewards.
OTC Trading
Facilitate high-value digital asset transactions through dedicated over-the-counter (OTC) trading services.
Spend your funds.
Anywhere cards are accepted.
Issue physical and virtual debit cards to your users, contractors, and employees — giving them instant access to their funds wherever Visa or Mastercard is accepted, online or in-store.
Virtual & Physical Cards
Instantly issue virtual cards for online spend or ship physical cards to users worldwide.
Real-Time Spend Controls
Set merchant category restrictions, daily spend limits, and geo-controls per card or cardholder.
Instant Funding
Load cards directly from ewallet balances, payout batches, or treasury accounts in real time.
Global Acceptance
Cards accepted at 80M+ merchants worldwide — in-store, online, and at ATMs across 196 countries.
Spend your earnings
without withdrawing.
Spendback allows users to make purchases directly from their e-wallet balances to help businesses reduce payment processing costs. Subscription or recurring purchases are funded from wallet balances instead of traditional credit or debit cards.
Checkout With Ewallet
Users pay directly at checkout using their ewallet balance — instant, seamless, no card needed.
Subscriptions & Autoship
Fund recurring charges directly from ewallet balances — eliminating merchant processing costs.
Revenue Retention
Keep funds circulating within your ecosystem instead of flowing back to card networks.
Merchant Integration
Simple API integration lets merchants accept ewallet payments at checkout.
Turn every payout
into loyalty.
Automatically earn reward points on payouts, spendback purchases, and everyday transactions. Redeem points for cash back, fee waivers, or exclusive perks — built right into the ewallet experience.
Earn On Every Transaction
Automatically accrue points on payouts received, purchases made, and referrals sent.
Tiered Loyalty Levels
Unlock higher earn rates and better perks as users move up through loyalty tiers.
Flexible Redemption
Redeem points for cash back to the ewallet, fee waivers, or partner gift cards.
White-Labeled Program
Launch a fully branded rewards program without building loyalty infrastructure yourself.
Accept payments from
anywhere in the world.
Enable crypto checkout and 100+ alternative payment methods at your checkout — so customers can pay with the method they already use and trust, wherever they are.
Ready to see it
in action?
Talk to our team and get a live walkthrough
of the full Paymenture platform.